h: SpeakerA thinks 16% interest is not too high for credit cards
dialog_text_list: Oh, yeah, yeah.  [childtalking] It's, um, well, of course on the green card you have to pay it when the bill comes in, so there isn't any.  But on the Optima card it's, um, let's see, right now it's running at about.  It's not too bad.  It's actually, it's about sixteen and a half percent, which is pretty good, [talking] as far as credit cards go.