h: SpeakerB uses his/her credit card when he/she doesn't want to write a check
dialog_text_list: [Laughter]  Yes.  So, yeah, um, I'm, I'm like you I, I use my, only use my credit card for, um, you know, when I, you know, I just use it whenever I feel like I don't want to write a check, and then, but I don't charge anything that I can't payoff at the end of the month.