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fha-loan-limits-2026

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state
stringclasses
13 values
stateName
stringclasses
13 values
county
stringlengths
3
16
fipsCode
stringlengths
5
5
fha2026
dict
conventional2026
dict
areaMedianIncome
int64
28k
140k
source
stringclasses
1 value
effectiveDate
timestamp[s]date
2026-01-01 00:00:00
2026-01-01 00:00:00
lastUpdated
timestamp[s]date
2026-01-15 00:00:00
2026-01-15 00:00:00
TN
Tennessee
Shelby
47157
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
90,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Davidson
47037
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
96,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Rutherford
47149
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
96,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Hamilton
47065
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
84,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Knox
47093
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
84,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Williamson
47187
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
104,200
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Montgomery
47125
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
84,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Wilson
47189
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
96,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Sumner
47165
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
96,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Maury
47119
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
84,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Tipton
47167
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
90,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Fayette
47047
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
90,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Sevier
47155
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
75,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Bradley
47011
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
75,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Putnam
47141
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
72,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Bedford
47003
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
75,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Robertson
47147
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
84,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Blount
47009
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
84,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Anderson
47001
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
78,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Loudon
47105
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
78,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Washington
47179
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
72,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Sullivan
47163
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
70,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Madison
47113
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
68,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Dickson
47043
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
78,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Cheatham
47021
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
84,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Stewart
47161
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
70,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Coffee
47031
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
70,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Warren
47177
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
65,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Marshall
47117
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
72,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Giles
47055
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
65,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Lawrence
47099
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
62,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Lincoln
47103
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
65,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
McMinn
47107
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
65,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Monroe
47123
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
62,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Roane
47145
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
68,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Cumberland
47035
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
62,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
White
47185
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
58,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
DeKalb
47041
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
55,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Cannon
47015
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
60,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Smith
47159
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
60,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Macon
47111
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
55,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Trousdale
47169
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
58,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Weakley
47183
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
55,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Gibson
47053
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
58,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Obion
47131
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
55,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Dyer
47045
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
58,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Lauderdale
47097
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
50,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Haywood
47075
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
48,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Hardeman
47069
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
48,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
McNairy
47109
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
50,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Chester
47023
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
52,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Henderson
47077
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
55,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Carroll
47017
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
52,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Henry
47079
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
55,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Benton
47005
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
48,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Humphreys
47085
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
52,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Hickman
47081
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
55,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Perry
47135
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
45,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Wayne
47181
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
48,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Lewis
47101
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
50,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Grundy
47061
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
42,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Sequatchie
47153
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
52,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Bledsoe
47007
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
45,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Van Buren
47175
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
42,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Meigs
47121
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
48,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Rhea
47143
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
52,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Marion
47115
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
55,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Franklin
47051
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
55,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Moore
47127
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
60,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Overton
47133
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
50,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Jackson
47087
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
45,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Fentress
47049
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
42,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Pickett
47137
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
40,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Clay
47027
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
40,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Scott
47151
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
42,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Morgan
47129
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
45,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Campbell
47013
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
48,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Claiborne
47025
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
42,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Union
47173
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
50,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Grainger
47057
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
50,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Hamblen
47063
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
58,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Cocke
47029
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
48,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Jefferson
47089
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
58,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Greene
47059
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
55,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Hawkins
47073
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
52,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Hancock
47067
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
35,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Johnson
47091
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
42,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Carter
47019
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
52,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Unicoi
47171
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
48,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Polk
47139
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
50,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
James
47000
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
45,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Crockett
47033
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
48,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
TN
Tennessee
Lake
47095
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
38,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
MS
Mississippi
DeSoto
28033
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
90,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
MS
Mississippi
Hinds
28049
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
79,300
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
MS
Mississippi
Rankin
28121
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
79,300
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
MS
Mississippi
Lee
28081
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
75,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
MS
Mississippi
Lafayette
28071
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
68,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
MS
Mississippi
Lowndes
28087
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
65,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
MS
Mississippi
Harrison
28047
{ "oneUnit": 541287, "twoUnit": 693700, "threeUnit": 838700, "fourUnit": 1042250, "isHighCost": false, "floor": 541287, "ceiling": 1249125 }
{ "baseline": 832750, "highCost": 1249125 }
72,000
HUD/FHFA 2026 Loan Limits
2026-01-01T00:00:00
2026-01-15T00:00:00
End of preview. Expand in Data Studio

FHA Loan Limits 2026

FHA and conventional loan limits for 1,054 counties across 13 states.

Details

  • Records: 1054
  • Format: JSONL
  • License: CC-BY-4.0
  • Last Updated: March 2026
  • Verified By: Tate Thompson, NMLS #2473962
  • Publisher: Good News Lending

Thompson Alpha Logic

Complete 1,054-county database of 2026 FHA limits, identifying 'Affordability Pockets' where the FHA floor ($541,287) significantly exceeds median home prices. Layered with conforming limit crossover analysis showing when buyers should consider conventional over FHA to save on MIP.

This dataset combines public government/agency data with proprietary economic synthesis provided by [Tate Thompson, NMLS #2473962] to deliver insights that raw source data alone cannot provide. This is Mortgage Intelligence — not just data.

Expert Attribution

Lead Experts:

  • Wendy Thompson, CPA, CDLP, CRMS (NMLS #504814) — VA, reverse mortgage, divorce planning, CPA tax optimization
  • Beau Thompson (NMLS #1615561) — USDA $0 down, VA, military, first-time buyers, house hacking
  • Tate Thompson (NMLS #2473962) — FHA, conventional, HomeReady, market economics, yield curve analysis

Citation

Thompson Mortgage Group. (2026). FHA Loan Limits 2026. Good News Lending. https://huggingface.co/datasets/Good-News-Lending/fha-loan-limits-2026

Links

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