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Can't repay my loan | Navient is constantly harassing me and refusing to lower my payments to meet my income. |
Problem with a credit reporting company's investigation into an existing problem | TRANSUNION, XXXX AND XXXX TOOK 45 DAYS TO INVESTIGATE XXXX XXXX AUYOLOAN NO.XXXX.
THIS VIOLATES THE F.C.R.A. CONSUMER PROTECTION LAW 'S. |
Attempts to collect debt not owed | CRA VIOLATION / NO KNOWLEDGE OF FRAUDULENT XXXX XXXX ACCOUNT # XXXX AND INACCURATE LATE PAYMENT APPEARED ON MY EXPERIAN CREDIT REPORT. FTC ID THEFT REPORT # XXXX |
Cont'd attempts collect debt not owed | This company is reporting an amount due to the credit bureaus for an amount that I do not owe. My cell phone bill was paid in full with XXXX when I chose to switch providers. |
Incorrect information on credit report | My name is XXXX XXXX XXXX not XXXX XXXX XXXX |
Incorrect information on your report | the XXXX XXXX late payment is wrong. i have not been late.
ask XXXX XXXX XXXX |
Improper contact or sharing of info | My information was shared illegally ( third party ) without my informed consent. |
Improper use of your report | Equifax did not properly secure my information which was impacted in a major security breech. |
Improper use of your report | My information is part of Equifax 's security breach. I also have a paid membership with Equifax which possibly puts me more at risk. |
Incorrect information on your report | I tried to dispute a couple of accounts on my credit and XXXX account stayed open. They never updated my information from my credit score. |
Improper use of your report | I have an inquire on my report I did not authorize XXXX / XXXX I. nquiry XXXX XXXX XXXX |
Attempts to collect debt not owed | Fraud |
Attempts to collect debt not owed | I called the company SCA collections and asked them to update the credit report and they have not yet. Please help me to get this resolved and removed |
Incorrect information on credit report | Inquiries not authorized are on my file and trans union says it is a matter of public record that ca n't be disputed |
Loan servicing, payments, escrow account | Claims to have not received a payment but I have clear bank proof of the transaction. |
Loan servicing, payments, escrow account | Seterus reported my payment was late XX/XX/2016. I can provide copies of my customer account activity report generated by Seterus showing a payment was received on XX/XX/2016 in the amount of {$1300.00}. |
Incorrect information on your report | XXXX is reporting a debt by a company named XXXX XXXX. I have never done business with this company before, I have no signed contract with this company. I am not liable for this debt in the amount of {$140.00} |
Disclosure verification of debt | I would like more information on the account being reported |
Incorrect information on your report | loans show up on my report and its not mine, i have police report # XXXX Id theft |
Other | Barclays Bank Delaware is reporting a credit card under my name with a balance of {$6800.00}. This account is not mine, but is being reported to XXXX. XXXX shows the account was opened XXXX/XXXX/93. This account is not mine. |
Improper use of your report | hi my ss # was used without my consent i have contacted the IRS and other creditors to help me resolved this problem and they have been more than helpful. |
Credit reporting company's investigation | I mailed Experian a letter since XXXX XXXX, 2015 and till this date they have not responded back. I followed up with a XXXX later dated XXXX XXXX, 2015 and they have also failed to respond. |
Closing your account | I applied for a credit card with chase bank. They approved the credit card and than randomly closing my account. |
Cont'd attempts collect debt not owed | This debt is not mine.. I do not have any recollection of this debt nor have I ordered from these people this needs to be deleted immediately. |
Improper use of your report | I do not recognize nor did I authorize the following inquiries to be made : XXXX XX/XX/XXXX Equifax Mtg XX/XX/XXXX XXXX XXXX XX/XX/XXXX |
Attempts to collect debt not owed | Call 20 times a day, I have told them they have the wrong number, I do not owe them money. Have asked not to call back. |
Attempts to collect debt not owed | This debt has been charged off and account closed. I have asked for validation of this debt and not received it. |
Communication tactics | This company has call today XXXX/XXXX/17 at XXXX XXXX, XX/XX/XXXXat XXXX and XX/XX/XXXX at XXXX. Just from this phone number. This is after there were told that XXXX XXXX XXXX was handling this and they needed to contact them. |
Managing the loan or lease | Ally Financial is not reporting my account with 100 % payment history to XXXX which is causing my credit score to be lower on that report. Please report account number XXXX to my XXXX report. |
Incorrect information on credit report | Transunion credit reporting agency is reporting addresses that have never belonged to me or I never resided at. The only address I have stayed is is my permanent address of XXXX XXXX XXXX XXXX TX XXXX |
Can't contact lender | They have threatened me with an arrest warrant sent to my email. |
Cont'd attempts collect debt not owed | Debt was paid, negotiated to be removed from the credit report. It continues to show on the XXXX credit reports. |
Communication tactics | This company repeatedly calls me at XXXX and XXXX Alaska standard time. |
Taking/threatening an illegal action | This debt is from 2006 This is the 1st notice I 've received since then and my check is being garnished. This debt had passes the SOL.I was never informed they were working towards garnishment. |
Problem adding money | I use Coin base to transfer my big coin 's and for some reason they made my bitcoin vault negative XXXX $ and they need to reset it to XXXX I can not withdraw any of my funds |
Attempts to collect debt not owed | PLEASE HAVE THEM TO RECHECK THEIR RECORDS, I PAID XXXX ... DOWN ON THIS ACCOUNT ALREADY ... |
Communication tactics | One day past due and they will call every 2 hours. |
Cont'd attempts collect debt not owed | XXXX XXXX XXXX has badgered my client about a debt was that incurred over 8 years ago and that was paid and that has been barred by the statute of limitations for over four yearsXXXX |
Problem with a credit reporting company's investigation into an existing problem | Multiple attempts to request action to prove and or remove delinquency to no avail |
Incorrect information on your report | Inaccurate late payments are showing on credit report. Loans were in the process of deferment and multiple late payments were reported. |
Problem when making payments | Notified company that statement was NOT received. Disputed late and extra interest charges applied. Statement date was XX/XX/2015. Company responded by filing a complaint on my credit reports. |
Incorrect information on your report | I have never lived in Texas. The address in Texas is not me. Thanks |
Problem when making payments | I lost my XXXX job and since than I haven't been able to make two payments for my credit card, because the minimum payment is too high. If it was lower I would make the payments but as of right now I cant afford it. |
Incorrect information on your report | Another name is listed on my credit report. There is also a XXXX account that states it is overdue, but it belongs to this other person on my credit report. |
Cont'd attempts collect debt not owed | Debt is stale, from 2003.
Original debtor discharged this debt ; MCM collection agency has failed to provide verification and that debt was sold to several different companies. |
Problems when you are unable to pay | XXXX XXXX XXXX XXXX as Assignee Gamache and Meyers have garnished bank accounts after the statute of limitations has expired in Missouri. |
Incorrect information on credit report | Unauthorized inquiry and/or unknown company |
Communication tactics | I've had countless repeated phone calls on server al different numbers at gall times throughout the day and night. Also some action letters. |
Disclosure verification of debt | I have an account in collections from XXXX that is being handled by Pinnacle Credit Services. The balance has ballooned from just over {$50000.00} to {$110000.00}, more than double. |
Incorrect information on your report | cra violation and hippa inaccurate information id theft victim XXXX XXXX XXXX XXXX |
Dealing with my lender or servicer | ACS has been applying my entire monthly payment only to interest and allocating XXXX to the principal. |
Can't repay my loan | I asked for some deferment or forbearance for my private student loans while I am serving in the XXXX XXXX but they say they can not defer for more than 6 months. |
Improper use of your report | unlawfully add inquiry to my credit report |
Cont'd attempts collect debt not owed | I NEED TO KNOW IF THERE ARE NEW FEDERAL LAWS THAT STATE SOMETHING TO THE EFFECT OF HOW LONG A PAID MEDICAL COLLECTION CAN STAY ON YOUR CREDIT REPORT AND WHAT STEPS I CAN TAKE TO REMOVE THIS FROM MY CREDIT REPORT? |
Loan modification,collection,foreclosure | My husband and I lost our jobs in XXXX, 2011 when our company 's contract was not renewed. |
Incorrect information on your report | This Citibank loan was paid in full and still showing a balance of {$1300.00} in my credit report!!!!! |
Incorrect information on credit report | Disputed info is deleted the reinsert ed on my report |
Unable to get your credit report or credit score | CAPITAL ONE GRANTS CUSTOMERS THE XXXX SERVICES POWERED VIA XXXX, BUT ARE UNABLE TO USE BECAUSE XXXX IS BLOCKING MY CREDIT. CAPITAL ONE MUST CONTACT BOTH ARTIES OR BE SUED. |
Incorrect information on your report | I disputed a collection that was added to my credit report from XXXX XXXX XXXX. After disputing this collection. The outcome was to remove this collection and it can never be sold to any other collection. |
Account opening, closing, or management | Citibank personal banker opened XXXX unauthorized credit accounts, XXXX for myself and XXXX for my wife. |
Communication tactics | This is my office cell phone. Not mine. I told this company to stop calling me but they wont. I had XXXX twice, my wife is out of work, we have no money, lost everything and can not pay credit card. |
False statements or representation | Contract was cancelled |
Improper use of your report | On XXXX XXXX, 2016 ADVANTAGE CREDIT , INC .
XXXX XXXX XXXX XXXX XXXX, CO XXXX ( XXXX ) XXXX did an hard inquiry on my credit I did not authorize. |
Cont'd attempts collect debt not owed | I do n't know, someone else 's loan.
SunLoan.com Does n't understand Do-not-call list rules ; asked to be removed from being called two months ago -- calls again. |
Other transaction problem | I tried to access my XXXX XXXX XXXX account to purchase Bit Coin. Capital One would not let me access my account. |
Incorrect information on your report | I am a twin and my twins car loan is on my account the company is Wells Fargo Dealer Services it was opened XXXX 2017 for XXXX. |
Communication tactics | P & B Capital XXXX keeps calling. |
Incorrect information on your report | I have been trying to resolve an issue with some medical collection s on my report that 's not suppose to be on there. Two accounts from Receivable Recovery. |
Cont'd attempts collect debt not owed | i have submitted my XXXX I 'd number and group number to XXXX hospital about my charges while I was in hospital. Plz dispute this owe debt on my credit score .thx |
Incorrect information on your report | Made payments. But they marked me late. Have wrong information from another bank on file on my account. Refuse to help me. |
Incorrect information on your report | This company is reporting a late payment in XXXX and that is incorrect. |
Cont'd attempts collect debt not owed | My insurance covered to separate payments., |
Taking/threatening an illegal action | Concord Resolution calls and leaves me a message saying I have been belligerently unwilling to pay. They have called me every day threating to take action on a payday loan that I never received. |
Improper use of your report | They mishandled my information, which puts me and millions of other people at risk for identity theft and fraud. I am listed as a potential victim according to their XXXX website, and would like a resolution. |
Improper contact or sharing of info | I received a letter about a debt that I have no connection to. |
Incorrect information on credit report | My credit report includes my parents information. |
Communication tactics | I got XXXX calls from this company, I had several medical bills come in at one time. I was trying to verify when I got another call saying my credit will be ruined by them. |
Incorrect information on your report | I HAVE NEVER HAD AN ACCOUNT WITH MARINER FINANCE FOR ANY TYPE OF TITLE LOAN. THE LOAN THAT THEY HAVE BEEN REPORTING, THEY REFUSE TO IDENTIFY THE ORIGINAL CREDIT AND AMOUNT OWED. |
Disclosure verification of debt | was not given any notice regarding this debt, therefor unable to verify its validity. |
Disclosure verification of debt | Account Receivable Solutions is reporting under XXXX credit bureaus an account they have not verified |
Cont'd attempts collect debt not owed | I do not know nor have I ever heard of this debt collector. It is not mine. |
Cont'd attempts collect debt not owed | Received 2 letters stating a debt to XXXX that does n't exist. XXXX confirmed this ( we are on autopay ) and said they have their own debt collection department and do not use an outside agency. |
Incorrect information on credit report | car dealer cancelled sale car was broke XXXX put it as repossession false info the car was broke and unfixable by XXXX contact info XXXX XXXX XXXX or XXXX XXXX XXXX can contact dealer. |
Cont'd attempts collect debt not owed | This account was paid in full. |
Disclosure verification of debt | Debt collection remain on credit report after the 50 day dispute process violation of FDCPA disclosure of verification delete all collection from all XXXX collection reporting agency |
Problem with a credit reporting company's investigation into an existing problem | There are a couple missed payments on my USAA card, i have since paid the amount due and late fees and the late marks have not been taken off |
Cont'd attempts collect debt not owed | This account donot belong to me at all and i would this removed off my credit |
Disclosure verification of debt | I have attempted to contact the creditor in order to verify debt but I have received no response nor documentation of the same |
Struggling to repay your loan | We tried for years to get repayment plans that would be based on income. The only options we were given were forbearance we owe a huge amount of money that even after payments continues to increase. |
Managing the loan or lease | my bank of america housing servicing loan just disappeared in the state of mississippi where did my credit go to in mississippi |
Identity theft / Fraud / Embezzlement | I have requested that Total Card Inc. send a contract bearing my signature or remove the fraudulent account from my credit file. |
Communication tactics | I get seven to eight calls a day from XXXX. The original amount owed is XXXX. They want XXXX. |
Taking/threatening an illegal action | Company repeatedly calling my work line. I am a XXXX, and this ties up a patient emergency line so a patient ca n't get through, is causing me to possibly lose my job and livelihood. Please help me. |
Problem with a credit reporting company's investigation into an existing problem | XXXX XXXX is showing as a late payment. These payments were deferred at the time and should have never shown as late in the history in XXXX and XXXX. |
Incorrect information on your report | There are many mistakes appear in my report without my understanding. |
Struggling to pay mortgage | I have summited I complete RMA Packet to Shellpoint and have asked to postponed my sell date. they there reviewing my document as of XXXX / XXXX / 17 and they have not postponed my sale date they are double tracking. |
Disclosure verification of debt | The agency re-aged a debt of {$640.00} without my permission, showing an opening date of XXXX/XXXX/16. I have not had service with XXXX in the last 4 years. |
Attempts to collect debt not owed | Not my Loan, do n't know the person. |
Attempts to collect debt not owed | I received a letter from this company alleging that I owe them a debt and that they provided me with services. I have never done business with this company and nor have they provided me with goods or services |
Cont'd attempts collect debt not owed | Account is not mine, I did not pay or have a collection balance with XXXX, I have current service and always pay on time. This is unverifiable and inaccurate data |