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Incorrect information on your report | There has never been a XXXX XXXX card or account that is a fact. |
Incorrect information on your report | Wrong addresses. precious wong name listings. As well as current name. Debt for student loan that has been paid since 2014 |
Incorrect information on your report | Transunion refuses to remove fraudulent inquiries from my credit report! |
Credit reporting company's investigation | Ask for validation of accounts and inquiries on my credit and was not provided with any proof of documentation with my signature on it. |
Attempts to collect debt not owed | They keep calling on a debt that is not mine. |
Incorrect information on credit report | There are over XXXX inquiries on my XXXX and Experian credit report that do n't belong to me, I have tried to reach out to them but no one is willing to help me with this matter. |
Application, originator, mortgage broker | chase bank refused to do a refi -- I ask them to transfer the appraisal to another bank -- -said it was not their policy to do so -- can they be forced to transfer? |
Communication tactics | Repeated calls from " Fresh View Solutions '' about unspecified debt of an unspecified debtor over the course of several months. |
Problem with a credit reporting company's investigation into an existing problem | Submitted dispute with Trasunion XX/XX/XXXX regarding XXXX XXXX XXXX.
Investigation or responses never done within 30 days. |
Dealing with your lender or servicer | Never advised me of repayment plans. Multiple loans for the same account or school attended. Confusing and contradicting information regarding school loans. |
Incorrect information on credit report | Experian is reporting XXXX credit inquiries on my credit report that i didnt authorized.
XXXX/17 XXXX XXXX/17 XXXX XXXX /17 XXXX |
Credit decision / Underwriting | Wells Fargo Bank took money from my checking account and put the money towards the principal. The money was for my mortgage. Now I ca n't pay on time because of the late fees. I paid XXXX |
Incorrect information on credit report | My credit report says a account was charged off as bad debt, when in fact I paid account in full, I disputed information and the reporting agency did not correct the issue |
Communication tactics | Portfolio recovery calls me everyday threating to sue me in threating to garnish my wages. I have sent them letters to verify my debt. I have also sent them to the credit bureau. I having been waiting three plus days. |
Communication tactics | Harborfront Acquisitions Llc threatened with a 48 hr response time if not they would take me to civil court. |
Communication tactics | They keep callin me, I told them to stop |
False statements or representation | This item is being reported as being late and has never been late. |
Incorrect information on credit report | Equifax reorted 30 days late on my credit and I submitted proof it was paid on time. XXXX XXXX was paid off and I was never late. Please remove. |
Attempts to collect debt not owed | Midwest recovery systems is fraud Im on full medical with medicare and medicaid I have XXXX XXXX. My doctors are aware of this false debt that I dont owe. I request its moved immediatley. |
Improper use of your report | On XX/XX/2018 I received a notification that I gained a new hard pull from XXXX XXXX XXXX. I never authorized this bank to look up my credit information, nor have I ever heard of them. |
Cont'd attempts collect debt not owed | I believe the company to be a scam, and trying to get money out of me. Contacted me on a " ten year old debt '' that I 've never heard of until now. |
Unable to get credit report/credit score | On XXXX I requested my free report from TransUnion. I have only received stall tactics and no report. Please send my free credit report. |
Cont'd attempts collect debt not owed | this debt is fraudulent was created from identity theft and needs to be removed i have filed a ftc and police report |
Making/receiving payments, sending money | Pay Pal gave me an unauthorized line of credit and is now saying that I have a negative balance. I have never asked Pay Pal for any line of credit, nor do I want one. |
Cont'd attempts collect debt not owed | Receive repeated calls from XXXX for some type of debt collection. Leaves very little information, seems to be a scam. Business is not licensed in the State of Maryland. |
Loan servicing, payments, escrow account | Bay View Servicing at XXXX continues to call us daily even though we have never been late on our mortgage payments. We asked that they stop calling over XXXX days ago. They continue to keep us on a dialer. |
Improper use of your report | My information was divulged during the 2017 Equifax data breach. I have filed a 90 day fraud alert on my account and will continue to monitor my information. |
Identity theft / Fraud / Embezzlement | On XXXX/XXXX/15 Capitol One Bank called me and said that someone opened a credit card in Florida on XXXX/XXXX/15. It was not me. The credit card was opened in Florida and I live in XXXX. |
Attempts to collect debt not owed | CRA VIOLATION NO KNOWLEDGE INACCURATE ACCOUNTS APPEARED O N MY EXPERIAN CREDIT REPORT. FTC ID THEFT REPORT # XXXX |
Cont'd attempts collect debt not owed | XXXX insurance has sold a debt to credit collection service in XXXX, Ma that is listed on my credit report when. I paid them and went to XXXX. |
Cont'd attempts collect debt not owed | I 've already paid in full and settled this case in XX/XX/2016.
I have a receipt of my payment to prove that I owe nothing. |
Improper use of your report | I have been a victim of XXXX inquiry issue and I called to have these XXXX inquiry removed XXXX XX/XX/17 XXXX XXXX XX/XX/17 XXXX XX/XX/17 XXXX XX/XX/XXXX XXXX XXXX X/XX/17 I wish to have these Inquiry removed asap ... |
Problem with a credit reporting company's investigation into an existing problem | Disputed inaccurate information reporting on my credit report and they are not removing this account from my report. |
Improper use of your report | This has been going on since XXXX. I had to file bankruptcy and my credit has been hacked multiple times by XXXX XXXX XXXX and XXXX XXXX XXXX and XXXX XXXX XXXX and XXXX XXXX XXXX and XXXX XXXX and XXXX XXXX. |
Incorrect information on your report | Discover Bank Credit Card Account was removed from my XXXX report. However, it 's still showing up on XXXX and XXXX. This is not my account, and it seems like XXXX has proven this. |
Problem with a credit reporting company's investigation into an existing problem | I am attaching the letter that I sent to Equifax, XXXX XXXX XXXXXXXX XXXX on XXXX XXXX. More than 30 days have passed, and they have not responded yet. |
Problem with fraud alerts or security freezes | Equifax got hacked and still charged me XXXX dollars to put a freeze on my account even though it was their fault I needed to do this. |
Incorrect information on your report | I have contacted XXXX several times and asked them to update their reports. |
Identity theft / Fraud / Embezzlement | After reviewing my credit report and noticed a delinquent account that I do not recognize this account. It apparently is a result of identity theft and needs to be removed asap. |
Incorrect information on your report | I have a account on my credit that shows charged off as bad debt when account was paid, I would like account updated correctly or removed from my credit report for inaccuracies |
Problem with fraud alerts or security freezes | I requested all fraud alerts and freezes to be removed from my credit report. And it was not. |
Cont'd attempts collect debt not owed | I never had XXXX I have had XXXX for the past 8 years and. An prove it. I communicated this to others XXXX and afni but they still wo n't remove. |
Incorrect information on credit report | I had a hard inquiry from XXXX on XXXX XXXX which I did not initiate. |
Cont'd attempts collect debt not owed | I have 4 accts that are not mine but continue to report on my file when they were actually a result of identity theft. |
Disclosure verification of debt | Unknown collection through this company. Requested validation, disputed with no outcome. |
Cont'd attempts collect debt not owed | This account debt is not mine |
Took or threatened to take negative or legal action | Furnished negative and un-verfied reports to my credit profile without consent. |
Unable to get credit report/credit score | Ca n't obtain my credit report or score from Equifax online |
Attempts to collect debt not owed | I do not have a contract with XXXX XXXX. I am not responsible for the collection for the debt with Comenity Bank. I am not responsible for this debt. |
Incorrect information on your report | There are many mistakes appear in my report without my understanding. |
Took or threatened to take negative or legal action | Furnished unverfied reports to credit profile. |
Cont'd attempts collect debt not owed | I was in a car accident in XXXX 2013. The car was totaled. I should NEVER have been billed for the insurance policy! I want this removed from ALL XXXX credit bureaus ASAP. |
Communication tactics | The collector keeps referencing a debt with XXXX XXXX for {$210.00} that I do not owe. I currently have XXXX XXXX service with not payment delay. |
Problem with fraud alerts or security freezes | I 'm trying to apply for a personal loan, they state the I have a credit freeze on my account. |
Incorrect information on credit report | The is an employer placed on my report on XX/XX/2017 which i do not work for |
Incorrect information on credit report | There is a listing for a {$300.00} debt turned over to a collection agency ( XXXX ) but the debt was paid in full directly to XXXX. |
Attempts to collect debt not owed | a debt was sent to collections that I do not owe. |
Communication tactics | This company calls 6-8 times a day to collect on a debt and when I call and complain that they are changing the terms and conditions of the loan agreement, I am being told the grace period they offered was just a courtesy. |
Incorrect information on your report | By law Equifax has XXXX to provide valid signatures on all accounts being disputed. they failed to do so. they now are in violation and will be sued |
Loan modification,collection,foreclosure | Failure of servicer to follow instructions outlined in BK confirmation hearing on XXXX XXXX, 2013 for property to be deeded back to investor. |
Advertising and marketing | Received mail flyer showing XXXX bonus miles to sign up for Mileage Plus XXXX credit card from Chase Manhatten Bank and when your go to the website the offer is XXXX bonus miles. False advertising. |
Improper use of my credit report | I have been a victim of identity theft and my report has been shared without my approval. |
Improper use of your report | I never gave permission to any one to view my credit for any reason I have tried to call company and left messages without return info |
Cont'd attempts collect debt not owed | First Credit Services is trying to collect a XXXX Debt, that i settled, and paid off to XXXX XXXX XXXX |
Trouble during payment process | For 1 year now I have been trying to save this home I sent paper over 10 times they say they never got it I offered to pay house off they refuse to work with me |
Incorrect information on credit report | I have all these hard credit inquiries on my credit report which I did not approve. How can I get these removed? they all happened on XXXX XXXX, XXXX please help me remove these from my report?
XXXX XXXX |
Problems when you are unable to pay | I was contacted on XXXX/XXXX/15 by MCMC a car dealership whom I 've purchased a car from. They informed a co-buyer that a warrant would be issued for her arrest if we did not return the vehicle in question. |
Using a debit or ATM card | Wells Fargo let an online card take money from my card without my permission.
that is an insult to the customer.
i want my XXXX dollars back. |
Struggling to repay your loan | I owe a little over 5,000 to navient and I 'm struggling paying the payment right now and I ca n't seem to come to an agreement with them |
Cont'd attempts collect debt not owed | The alleged debt is non-existent as all debts with XXXX XXXX XXXX have been fully satisfied by me in the past. The collection of any other debt is unwarranted and unfounded. |
Written notification about debt | I contacted Continental Credit Control for a debt verification and never received it and they reported to my credit. |
Took or threatened to take negative or legal action | 2008, {$5800.00} filed an illegal lien on house |
Cont'd attempts collect debt not owed | I have reached out to this company to validate debt and they have yet to validate. I am requesting valid documentation as well as my signature to alleged debt |
Incorrect information on credit report | just checked my credit score an found an address that is not mine listed as my new address. on both credit reports. |
Cont'd attempts collect debt not owed | It is being paid off and still in the report |
Improper use of your report | XXXX unauthorized credit inquires XXXX refuses to remove them I contacted the banks and nothing was done.
I did not authorize any credit card I demand them to be removed.
Thanks |
Taking out the loan or lease | Can not get Wells Fargo to issue a title so I can register this truck. I purchased the truck in XXXX 2015. The truck is parked because I can not register or insure it and therefore I can not drive it. |
Cont'd attempts collect debt not owed | This was paid on XX/XX/2014 directly to XXXX of XXXX. Financial manager never removed it from collections, as she said she would XXXX. |
Disclosure verification of debt | Judgement filed. I disputed the charges and the company has dropped the case due to lack of documentation and proof that the card was used. XXXX credit |
Attempts to collect debt not owed | Wells Fargo {$750.00} claimed debt that I owe. I believe they discharged it but it is negatively affecting my credit report and I need it to buy a new home |
Improper contact or sharing of info | This debt is subject to the Hospital Fair Pricing Act and request has been made for the same. Collection efforts thus violate XXXX Health and Safety Code Section XXXX. |
Loan servicing, payments, escrow account | Bay View Loan servicing is not posting my payments or sending me statements. They are sending past due notices when my payments are ahead of schedule. |
Problem with the payoff process at the end of the loan | I have given this company my money they still have my title saying I owe XXXX $ when I finish paying off this loan in XXXX 2017 |
Taking out the loan or lease | I sen t Capital One Auto a let ter concerning an account that someone had opend in my name without my permission. As of today they have not responded nor taken steps to remive the information from my credit report |
Attempts to collect debt not owed | The account is suppose to have been disputed and has not been within a timely manner! I have no knowledge of this account. |
Incorrect information on your report | XXXX. I payed them literally over a year ago and they still have my account as delinquent. |
Incorrect information on credit report | They are reporting old address on my credit file that were never mine. |
Improper use of your report | My information, and my wife 's information, was reported by Equifax as part of a massive data breach in XXXX-XXXX of 2017. |
Attempts to collect debt not owed | I noticed my credit report, and its and account inserted XXXX XXXX XXXX XXXX , i never opened this account. This account does n't belong to me. |
Improper contact or sharing of info | Contacted my ex husband & ex brother in law regarding my debt. |
Cont'd attempts collect debt not owed | Online Collections reported a debt as unpaid open collections years after it has been paid. This misrepresentation is a violation of FCRA. |
Improper use of my credit report | Equifax Credit Bureau is reporting unverified accounts on my credit report.m This is in violation of Section 609 of the Fair Credit Reporting Act. |
Loan servicing, payments, escrow account | We are current on our loan paying bi-monthly and Wells Fargo charged a late fee. |
Incorrect information on your report | There are many mistakes appear in my report without my understanding. |
Communication tactics | XXXX XXXX called at XXXX from XXXX and left a message by XXXX on my cell phone. I am in XXXX and this woke me up from my sleep. Very disturbing. It is a violation of the fdcpa. |
Improper use of your report | I have a hard inquiry from Discover Bank on XXXX XXXX that I did not authorize or approve. |
Incorrect information on credit report | There is incorrect address reported on my list of home addresses. I never lived at XXXX XXXX XXXX, XXXX, AL. XXXX |
Can't repay my loan | They do not offer any help on changing the repayment options. I am struggling to make a payment and they are not willing to help. Very rude. |
Cont'd attempts collect debt not owed | I already paid this account. They paid it to another collection company. I had already disputed it and they did n't remove it. I want it removed. I also have proof of it stating that it is paid. |
Credit monitoring or identity theft protection services | Equifax exposed my personal data and that of my family. Now they are charging {$30.00} for a credit freeze necessitated by their own error! |
Subsets and Splits