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limit_bal
float64
10k
1M
age
float64
21
79
pay_0
float64
-2
8
pay_2
float64
-2
8
pay_3
float64
-2
8
pay_4
float64
-2
8
pay_5
float64
-2
8
pay_6
float64
-2
8
bill_amt1
float64
-165,580
965k
bill_amt2
float64
-69,777
984k
bill_amt3
float64
-157,264
1.66M
bill_amt4
float64
-170,000
892k
bill_amt5
float64
-81,334
927k
bill_amt6
float64
-209,051
962k
pay_amt1
float64
0
874k
pay_amt2
float64
0
1.68M
pay_amt3
float64
0
896k
pay_amt4
float64
0
621k
pay_amt5
float64
0
427k
pay_amt6
float64
0
527k
sex:1
float64
0
1
sex:2
float64
0
1
education:0
float64
0
1
education:1
float64
0
1
education:2
float64
0
1
education:3
float64
0
1
education:4
float64
0
1
education:5
float64
0
1
education:6
float64
0
1
marriage:0
float64
0
1
marriage:1
float64
0
1
marriage:2
float64
0
1
marriage:3
float64
0
1
default.payment.next.month
int64
0
1
360,000
39
-1
-1
2
-1
-1
0
264
1,139
264
2,193
528
264
1,139
0
2,193
528
0
264
1
0
0
1
0
0
0
0
0
0
1
0
0
0
50,000
51
1
-2
-2
-2
-2
-2
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
1
0
0
0
0
0
1
0
1
80,000
31
-2
-2
-2
-2
-2
-2
3,506
2,372
2,988
273
0
1,542
2,372
2,988
273
0
1,542
3,200
0
1
0
0
1
0
0
0
0
0
1
0
0
0
90,000
28
0
0
0
0
0
0
42,322
43,314
44,354
45,372
46,317
51,292
1,997
2,037
2,055
2,000
5,913
0
1
0
0
0
1
0
0
0
0
0
0
1
0
0
110,000
28
1
2
0
0
0
0
44,278
41,812
43,095
46,292
44,744
36,243
0
2,000
5,000
1,514
1,197
982
1
0
0
1
0
0
0
0
0
0
0
1
0
0
220,000
42
-1
-1
-1
-1
-1
-1
316
316
396
316
32,816
316
316
396
316
32,816
316
316
0
1
0
1
0
0
0
0
0
0
1
0
0
0
620,000
31
-2
-2
-2
-2
-2
-2
5,712
11,598
21,049
13,846
3,565
7,076
11,881
21,171
13,915
3,583
7,111
1,971
1
0
0
0
1
0
0
0
0
0
0
1
0
0
220,000
30
0
0
0
0
0
2
152,514
150,742
142,633
137,337
144,570
140,881
7,149
8,000
5,000
10,800
0
5,600
0
1
0
0
1
0
0
0
0
0
0
1
0
0
150,000
25
-1
-1
-1
-1
0
0
69,333
2,299
5,290
17,205
27,130
3,801
3,401
5,294
17,211
14,635
1
32,784
0
1
0
0
1
0
0
0
0
0
0
1
0
0
130,000
48
0
0
0
0
0
0
102,771
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102,744
31,384
30,057
29,206
4,843
2,608
2,005
1,180
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1
0
0
1
0
0
0
0
0
0
0
1
0
0
20,000
25
0
0
0
0
0
0
26,694
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1,000
1,000
1,000
1
0
0
1
0
0
0
0
0
0
0
1
0
0
60,000
29
1
-1
2
-1
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0
351
199
3,697
0
532
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0
3,697
0
532
0
0
1
0
1
0
0
0
0
0
0
0
1
0
1
230,000
29
-2
-2
-2
-2
-2
-2
200
840
0
3,458
499
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840
0
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499
5,180
0
1
0
0
0
1
0
0
0
0
0
0
1
0
0
130,000
35
0
0
0
-1
-1
-1
81,313
117,866
17,740
1,330
7,095
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7,095
1,190
2,090
0
1
0
1
0
0
0
0
0
0
1
0
0
0
20,000
25
0
0
0
0
0
0
11,629
11,936
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13,447
8,199
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1,193
1,290
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1,000
316
1,000
0
1
0
1
0
0
0
0
0
0
0
1
0
0
60,000
24
0
-1
0
0
-1
-1
47,386
4,807
3,434
2,386
2,837
3,358
4,807
1,048
1,000
2,837
3,358
5,093
0
1
0
1
0
0
0
0
0
0
0
1
0
1
50,000
45
0
0
0
0
0
0
25,649
22,379
16,670
8,433
8,609
8,783
1,347
1,138
302
312
317
321
0
1
0
0
0
1
0
0
0
0
0
0
1
0
230,000
40
0
0
0
0
0
0
87,162
88,801
87,972
57,846
57,798
52,071
4,293
3,000
1,928
2,000
2,500
2,000
1
0
0
1
0
0
0
0
0
0
1
0
0
0
220,000
36
-2
-2
-2
-2
-2
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122
104
2,635
2,460
859
2,784
104
2,653
2,472
859
2,784
2,287
0
1
0
1
0
0
0
0
0
0
0
1
0
0
340,000
45
-2
-2
-2
-2
-2
-2
3,253
15,865
1,946
546
546
590
15,886
1,946
546
546
590
550
0
1
0
0
1
0
0
0
0
0
1
0
0
0
480,000
39
-2
-2
-1
-1
-1
0
51,303
74,639
67,306
19,895
23,650
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73,428
20,496
34
23,682
29
10,565
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1
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0
0
1
0
0
0
0
1
0
0
0
450,000
33
-1
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-1
390
390
390
390
389
990
390
390
390
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780
1
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0
1
0
0
0
0
0
0
1
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0
0
150,000
34
0
0
0
0
0
0
62,854
50,558
52,738
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55,271
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200,000
31
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0
24,605
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328
180
0
1
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0
1
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0
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1
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0
0
180,000
36
-2
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0
0
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0
680
34,704
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0
680
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700
1
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0
1
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0
0
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1
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40,000
56
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1
500,000
53
1
1
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0
7,196
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854
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0
1
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0
0
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250,000
46
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21,343
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1
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190,000
34
0
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0
0
0
187,780
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192,232
186,472
190,262
193,403
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1
0
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0
1
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1
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0
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150,000
27
-1
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9,377
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0
11,908
3,038
42,429
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0
53,867
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1
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0
1
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0
0
0
0
1
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0
0
160,000
33
0
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0
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25,058
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16,280
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0
1,344
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0
0
0
1
0
0
0
0
1
0
0
0
0
1
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0
0
200,000
26
-2
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12,716
16,164
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16,244
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0
0
1
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0
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1
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50,000
25
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0
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0
0
1
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0
0
1
0
0
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0
0
0
1
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1
50,000
26
2
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0
0
0
0
49,586
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28,896
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0
0
0
1
0
0
0
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0
1
0
0
50,000
31
0
0
0
0
2
0
48,548
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868
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0
0
0
1
0
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1
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1
200,000
32
-1
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110,000
26
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57,861
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18,236
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1,000
1
0
0
1
0
0
0
0
0
0
0
1
0
0
80,000
35
-1
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1,000
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0
490
707
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0
0
490
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450
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1
0
1
0
0
0
0
0
0
1
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0
1
130,000
26
0
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0
0
0
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126,194
17,832
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3,000
825
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1
0
0
1
0
0
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0
1
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1
360,000
30
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0
13,861
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10,218
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1
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0
0
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1
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0
80,000
51
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61
0
1
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0
1
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1
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0
220,000
38
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2
2
2
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1
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1
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250,000
32
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1
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1
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360,000
29
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1
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1
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1
230,000
27
-1
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37,292
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0
1
0
1
0
0
0
0
0
0
0
1
0
0
500,000
31
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0
0
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0
881
881
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0
881
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0
1
0
0
1
0
0
0
0
0
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1
0
0
1
180,000
31
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0
0
0
0
0
180,754
85,936
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95,849
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1
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0
1
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0
0
0
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1
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0
90,000
45
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0
0
1
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0
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1
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200,000
36
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5,644
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0
1
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1
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80,000
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0
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1
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440,000
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250,000
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632
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316
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316
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1
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0
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1
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330,000
32
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0
155,927
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1
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0
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0
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180,000
43
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495
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496
1,781
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0
1
0
0
1
0
0
0
0
0
0
1
0
0
120,000
32
0
0
0
0
0
2
15,602
16,482
16,743
17,185
18,281
17,312
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1,551
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1,500
457
7,000
0
1
0
0
1
0
0
0
0
0
0
1
0
1
160,000
25
-2
-2
-2
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-2
-2
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
80,000
31
0
0
0
0
0
0
65,088
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40,457
42,875
44,724
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4,000
3,000
3,000
4,000
3,000
1
0
0
0
0
1
0
0
0
0
1
0
0
0
60,000
29
0
0
0
0
2
2
40,851
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0
1
0
0
1
0
0
0
0
0
0
0
1
0
0
110,000
30
2
0
0
3
2
2
54,404
57,503
66,128
64,477
65,413
66,520
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9,600
0
2,600
2,300
3,000
1
0
0
0
1
0
0
0
0
0
1
0
0
1
360,000
29
0
0
-1
-1
-1
-1
15,854
8,174
1,004
1,004
646
3,508
1,000
1,004
1,004
646
3,508
0
0
1
0
1
0
0
0
0
0
0
0
1
0
0
280,000
30
-2
-2
-2
-2
-2
-2
3,310
-6
4,759
996
0
1,199
0
4,765
996
0
1,199
909
1
0
0
1
0
0
0
0
0
0
0
1
0
0
190,000
44
-1
-1
2
2
-2
-2
231
3,421
3,190
0
0
0
3,190
0
0
0
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
0
240,000
28
0
0
0
0
0
0
121,109
124,460
126,384
126,917
90,822
83,742
6,000
5,000
4,000
4,000
4,000
3,000
0
1
0
0
1
0
0
0
0
0
0
1
0
0
240,000
44
0
0
0
0
0
0
199,446
200,899
205,084
194,800
183,962
188,496
7,500
10,006
7,000
7,000
8,000
7,000
1
0
0
0
1
0
0
0
0
0
1
0
0
0
20,000
23
0
0
0
0
0
0
17,589
18,387
19,157
19,308
19,486
19,785
1,313
1,308
684
707
848
790
0
1
0
0
0
1
0
0
0
0
1
0
0
1
430,000
32
-2
-2
-1
2
0
0
-15,308
-33,350
95,740
77,875
62,675
48,764
8
145,740
7
2,500
2,021
2,000
0
1
0
0
1
0
0
0
0
0
1
0
0
0
20,000
45
1
3
2
2
0
0
18,838
18,243
18,849
17,724
17,524
0
0
1,200
0
0
0
0
1
0
0
0
0
1
0
0
0
0
1
0
0
1
410,000
41
-2
-2
-2
-1
-1
-1
0
0
0
150
150
1,929
0
0
150
150
1,929
136,869
0
1
0
1
0
0
0
0
0
0
0
1
0
0
480,000
41
0
0
0
-1
-1
-1
76,750
103,618
127,402
7,302
5,155
10,492
30,000
30,000
9,398
5,155
4,101
14,254
1
0
0
1
0
0
0
0
0
0
1
0
0
0
220,000
31
-1
-1
-2
-1
-1
-2
38,746
0
0
110,699
0
0
0
0
110,699
0
0
0
0
1
0
0
1
0
0
0
0
0
0
1
0
1
60,000
31
0
0
0
0
0
0
57,092
58,173
59,626
55,775
28,187
28,978
3,000
3,400
2,300
1,200
1,200
1,500
0
1
0
0
1
0
0
0
0
0
0
1
0
0
310,000
50
-1
-1
-1
-1
-1
-1
316
316
10,131
2,456
316
316
316
10,131
2,456
316
316
316
1
0
0
1
0
0
0
0
0
0
1
0
0
0
180,000
30
1
-1
-1
-1
0
0
1,591
150
8,834
19,565
14,170
9,017
150
8,857
19,565
502
3,000
2,707
0
1
0
0
1
0
0
0
0
0
1
0
0
0
80,000
49
0
0
0
0
0
0
71,775
68,083
50,642
47,283
42,340
40,223
2,911
1,920
1,541
1,502
1,619
1,472
1
0
0
0
1
0
0
0
0
0
1
0
0
0
320,000
44
-1
-1
-2
-2
-2
-2
36,831
28,785
13,104
2,621
9,075
6,564
28,791
13,227
2,621
9,075
6,564
12,767
1
0
0
0
1
0
0
0
0
0
0
1
0
0
200,000
40
1
-2
-2
-2
-2
-2
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
1
0
0
0
0
0
0
0
1
0
1
190,000
44
1
-1
2
0
0
0
-1,600
2,400
2,184
2,184
2,184
0
4,000
0
0
0
0
0
1
0
0
0
0
1
0
0
0
0
1
0
0
0
100,000
43
0
0
0
0
0
0
5,719
6,633
3,461
4,471
4,560
4,656
1,043
1,064
1,074
163
169
169
0
1
0
0
0
1
0
0
0
0
1
0
0
0
150,000
47
0
0
0
2
0
0
103,226
64,671
64,293
58,024
59,230
54,638
2,627
4,123
0
1,304
1,338
376
0
1
0
0
0
1
0
0
0
0
0
1
0
0
230,000
46
-2
-2
-2
-2
-2
-2
0
0
0
0
0
0
0
0
0
0
0
83
0
1
0
0
1
0
0
0
0
0
1
0
0
0
50,000
24
1
2
2
0
0
2
50,789
52,158
51,051
50,959
51,121
49,344
2,500
0
2,100
3,500
0
2,000
0
1
0
1
0
0
0
0
0
0
0
1
0
0
20,000
30
0
0
0
0
0
0
19,082
19,691
19,932
19,904
19,549
19,920
1,314
1,405
1,157
802
790
0
1
0
0
0
1
0
0
0
0
0
0
1
0
0
150,000
33
0
0
0
0
0
0
27,221
27,897
25,304
21,894
18,452
28,191
5,000
1,715
1,200
625
10,000
1,000
1
0
0
1
0
0
0
0
0
0
0
1
0
0
50,000
28
0
0
0
0
0
0
6,608
4,571
6,260
6,760
4,762
5,684
2,000
2,000
500
2,000
2,000
1,000
0
1
0
1
0
0
0
0
0
0
0
1
0
0
120,000
31
-1
-1
2
0
0
-2
413
4,480
2,080
2,280
0
0
4,269
0
200
0
0
0
0
1
0
1
0
0
0
0
0
0
1
0
0
0
50,000
27
0
0
0
0
0
0
45,586
46,573
47,332
47,382
47,370
46,200
3,000
2,200
1,600
978
2,000
1,000
1
0
0
0
1
0
0
0
0
0
0
1
0
0
30,000
27
0
0
0
0
0
0
29,083
27,227
28,327
27,831
14,215
32,635
1,500
1,938
2,000
505
25,000
1,229
0
1
0
0
1
0
0
0
0
0
1
0
0
0
160,000
44
2
2
-2
-2
-2
-2
1,500
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
1
0
0
0
0
1
0
0
1
280,000
38
-1
-1
-1
-1
0
0
6,491
-1,277
8,413
19,825
22,085
12,316
4,041
16,830
19,862
12,098
19
7,428
0
1
0
0
0
1
0
0
0
0
0
1
0
0
570,000
29
-1
-1
-1
-1
-1
-1
4,119
-1,031
5,100
5,150
5,150
5,138
0
11,500
5,200
5,150
5,138
81,438
1
0
0
1
0
0
0
0
0
0
0
1
0
0
100,000
43
-1
-1
-1
-1
-1
0
21,293
70,962
9,217
1,845
41,194
40,325
70,973
9,226
1,845
41,194
2,920
1,374
0
1
0
0
1
0
0
0
0
0
1
0
0
0
130,000
29
0
0
0
2
0
0
86,584
88,345
94,597
92,077
93,272
96,298
4,100
8,600
0
3,500
7,100
3,600
0
1
0
0
1
0
0
0
0
0
0
1
0
0
390,000
46
-1
-1
-1
-1
-1
-1
6,346
94,921
53,796
6,009
9,096
3,267
94,921
53,796
6,009
9,096
3,267
2,901
1
0
0
1
0
0
0
0
0
0
1
0
0
0
50,000
40
2
2
0
0
0
0
49,157
47,990
38,426
7,816
7,859
7,979
0
2,050
500
500
400
400
0
1
0
0
0
1
0
0
0
0
1
0
0
1
180,000
42
0
0
0
0
0
0
177,027
173,635
172,514
157,768
126,964
125,456
7,003
6,500
7,507
4,500
5,000
5,000
1
0
0
0
0
1
0
0
0
0
1
0
0
0
10,000
50
0
0
0
3
2
2
4,674
6,422
9,145
8,854
8,563
9,918
2,000
3,000
0
0
1,500
0
1
0
0
0
0
1
0
0
0
0
1
0
0
0
60,000
60
-1
-1
-1
-1
-1
-1
390
390
2,840
390
390
769
390
2,840
390
390
769
390
1
0
0
1
0
0
0
0
0
0
1
0
0
0
210,000
38
2
0
0
0
0
0
196,426
194,724
193,397
195,027
199,236
203,241
8,405
8,495
7,800
7,378
7,800
6,900
1
0
0
0
1
0
0
0
0
0
1
0
0
1